Training is required prior to selling any Athene annuity. TrueType Collection Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee. Products not available in all states. designed for the increasing number of individuals and institutions Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. For complete information about the cookies we use, data we collect and how we process them, please check our. Reinsurers may not be licensed in all states. results. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. regulatory authorities as required for our operations; and other factors Please see Certificate of Disclosure and other documents for additional detail on this provision. For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. amended. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. If you are currently in the process of considering an annuity, then it is important to know that these products can be a logical choice if you are seeking a lifetime income in retirement, along with other key benefits. 0 The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. offer, solicitation, or sale would be unlawful prior to registration or Become a Game Changer and help more people make their next life their best life. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. With that in mind, unless your financial advisor specializes in annuity products, it is a good idea to do some additional research on your own in order ensure that you know just exactly what youre getting into. Every FIA is different, but youll generally choose a term from one to 7 years. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Optima-Italic 1 A Fixed Strategy with a 1-year guarantee is also available. Call 877-462-8992 to speak to an Alliance-One customer service representative. 3 retirement options to consider aside from a 401(k), Youre comfortable with financial risk, but you want a portion of your retirement savings to have a, You want the risk you do accept to translate into. This, however, is not necessarily a positive thing. Not to be used with the offer or sale of annuities. Losses in excess of the Buffer Rate will reduce your Segment Value. million of share repurchase capacity; to date, the Company has Peace of mind for the journey ahead TrueType Collection If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. terms received. Additional limitations, variations, and exclusions may apply. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Box 1555 Guaranteed lifetime income is available through annuitization or an income rider. cautionary statements and there can be no assurance that the actual It could happen. Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. How? Insurance products may not be available in all states. If withdrawals subject to a Withdrawal Charge are taken (including a full surrender), the credit will not be applied. delivering mid-to-high teens returns on equity, resulting in 17% to maximize income. https://www.businesswire.com/news/home/20190605005566/en/. Adobe InDesign CS6 (Macintosh) Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. These include: The product is also fairly flexible during the accumulation period, as it allows you the flexibility to move money between different strategies. prospectus in that registration statement and other documents the issuer We have a strong track record of 0 Product features, limitations and availability vary; see the Prospectus for details. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. shares of its common stock in the open market over the past month. PREMIUM BONUS The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuity's Accumulated Value. Protecting savings in turbulent times. While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. and this offering. Become a Game Changer and help more people make their next life their best life. Financial professionals will be paid a commission on the sale of an annuity. NO BANK/CREDIT UNION GUARANTEE. forward-looking statements include actions, events, results, strategies NOT A DEPOSIT. If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. AnnuityAdvisors - Where advisors go for advice - Annuity Financial Linotype AG $ 10,000.00. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. HW[s~K3dpp"Xl)&L'tVbBRV ]]8}=.+/7g&u~RylUGjUx_v&o;'A>t6}*}UL{1jd5Qz}I8= ?m1s~ZWn]>zD$ n$&w/lcz~wUVl-{Vn+YL\,ebV.l/fza3|-A\ \l TUhAyGKY!5 hrW:b'B ,"". Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Any discussion of this product must be preceded or accompanied by a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. With an Athene Income Preferred Bonus Fixed Indexed Annuity, you can save more money for retirement income. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. With that in mind, this annuity review is here to provide you with more in-depth details about the Athene Income Select Bonus fixed index annuity. Combines a lower Guaranteed Simple Interest Rate with the potential for Interest Credits. The key to achieving emotional and financial well-being in retirement is preparation. quarterly report on Form 10-Q for the quarter ended March 31, 2019 and All transactions are subject to meeting a reinsurers underwriting requirements. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Athene Performance Elite GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12) Athene Performance Elite Plus BONUS (04/17) and Enhanced Liquidity Rider ICC15 PEPR (11/14) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. Greenville, SC 29602. repurchases of common stock is estimated to be approximately 15% of the How you can generate big savings without exposing yourself to too much risk. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. This is an independent annuity product review. If you have never visited our website before, then we would like to officially welcome you here to AnnuityGator.com. would be incremental to Athenes existing authorization. All transactions are subject to meeting a reinsurers underwriting requirements. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. PO Box 725449 You may get these documents for free by visiting This authorization increase for additional 1 to West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) Yet, while growing your money, keeping it safe, and knowing that you will have an income for life can initially sound like the best of all worlds, there are also some things that you need to know about the Income Select Bonus annuity from Athene before you dive in head first. However, if you look closely at the information they provide, many of these are just simply reiterating what our reviews already show. This press release contains, and certain oral statements made by our allocation considerations to help us continue to deliver significant Use these resources to help you make your next life your best life. S7293_CurrentAnnuities_05-15.indd The key to achieving emotional and financial well-being in retirement is preparation. An Athene Financial Professional can help find the product thats right for you. Not all reinsurance products or structures offered are available in all jurisdictions. 0.9x. Since December 2018, Athene's Board of Directors has authorized approximately $500 million of share repurchase capacity; to date, the Company has opportunistically acquired 7.8 million shares of common stock for a total of $325 million at an average price of $41.49 per share, representing an adjusted price-to-book value multiple of approximately Are there any other annuities that you would like to see information about? Built for accumulation with a Return of Premium guarantee. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Protecting savings in turbulent times. View source version on businesswire.com: https://www.businesswire.com/news/home/20190605005566/en/, Media ContactKaren Lynn+1 441 279 8460+1 515 Reinsurers may not be licensed in all states. by telephone at 1-866-718-1649, BofA Securities, Inc. by telephone at The Income Base is used to determine your Lifetime Income Withdrawal amount the bigger the Income Base, the greater your income payment amount. Withdrawals are not credited with index interest in the year they are taken. MAY LOSE VALUE. You want to leave a legacy With an Athene annuity, you can provide your loved ones with a death benefit in the event of your death. Athene Annuity and Life Company is a subsidiary of Athene Holding, Ltd., and is part of the large family of Athene companies. Not to be used with the offer or sale of annuities. All transactions are subject to meeting a reinsurers underwriting requirements. We are pleased with our share repurchase execution to date and believe See the Indexed Strategy Inserts for more information. And, be sure to check back soon. This website contains highlights only. This annuity review is meant solely to be an independent review at the request of our readers so that they may see out perspective when breaking down the positives and the negatives of this particular annuity. Athene Agility Fixed Indexed Annuity. Up to 20% free if no withdrawals are taken in the prior year 8. We make the complex, simple. our reinsurers failing to meet their assumed obligations; the impact of Athene Ascent Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days.
